12.06.25
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Understanding the Exchange of Contracts Process
A lot of real estate and legal jargon gets thrown around when buying a property. If you’re buying for the first time, it can be confusing and overwhelming. Have you heard your real estate agent mention the “exchange of contracts”? This is one of the most crucial steps in securing your new home. What is…
Bridging Finance: Bridging the Gap With Pherrus
You’re house hunting, and then it happens: you find THE house. But your current home hasn’t sold yet! In no time, excitement turns to stress. Do you let go of the perfect house and hope another will come along? Or is there a solution that will allow you to buy this house without the cash…
What You Need To Know About Total Reportable Fringe Benefits
Are you considering a job that offers more than just a salary? Perks like a company car or gym membership can make a job offer much more tempting! Before signing the contract, you must understand the Total Reportable Fringe Benefits Amount (TRFBA). While you don’t pay income tax directly on your TRFBA, it can impact…
Ready To Grow? Your Guide to SME Loans in Australia
Running a small or medium-sized enterprise (SME) comes with big opportunities…and big challenges, too! You’ve got the vision, the drive, and the market demand. But when it comes to cash flow, things may not always add up the way you’d like. Maybe you need funding to expand, invest in equipment, or cover unexpected costs. That’s…
Other Insights from Pherrus
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STP Reporting for Closely Held Payees: Your 2025 Guide
If you run a family business, trust, or small company where wages often stay within the inner circle, you’re likely familiar with the phrase “STP exemption for closely held payees”. The ATO used to offer a full Single Touch Payroll exemption for these payees, but now you’re required to report their wages and payments through…
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Your Essential Guide to Register for Single Touch Payroll
Let’s face it: payroll has never been anyone’s favourite part of running a business! But Single Touch Payroll (STP) is not just another admin task—it’s the law. If your business (or the business you manage payroll or bookkeeping for) has employees—whether one or one hundred—you must report certain payroll information directly to the ATO every…
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How Much Tax Do You Pay on an Investment Property in Australia?
An investment property can help build serious wealth, but if you don’t manage the tax side properly, you could end up handing over more cash to the ATO than you need to. If you’re confused about how much tax you’ll pay on your investment property, you’re not alone. From rental income to capital gains tax,…